UK Mortgages & Debt Help
Adverse Credit Mortgage
An adverse credit mortgage is known in the industry as a sub prime or non-standard
mortgage, and is specifically for people who have an adverse credit history.
It is sometimes referred to as a non-status mortgage or bad credit mortgage.
Having a poor credit history could mean that you have experienced county court
judgments (CCJs), mortgage arrears or even bankruptcy in the past. Or it could
be that you have made a minor mistake such as a late payment which you did
not realise was significant. However, if this is the case, you probably fall
into the category of adverse credit history when lenders come to do a credit
check on you. Just because you have a poor credit history does not mean you
can not get a mortgage. There are many lenders that specialise in lending
to people in just your situation. Every month we help hundreds of people like
you find a great deal. If you want to apply for an adverse credit mortgage
you can do so here as we specialise in non-standard mortgages.
Please complete our Mortgage Enquiry Form and you will be contacted back as soon we can.
We specialise mainly in mortgages for people with an adverse credit history, CCJs, IVAs, mortgage arrears, mortgage defaults, non-status, self employed, self certified income, discharged bankrupts or no credit history.
Whatever your circumstances, we will search to help you get the lowest rate for your individual situation. Free impartial whole of market advice with no obligation.
Within our site you can find information about mortgages and you can enquire online by completing our Mortgage Enquiry Form and you will be contacted back as soon we can.
We also fully comply with the Mortgage Code Compliance Board.
